BOAT INSURANCE

Boat Insurance Agency

Texas boat owners enjoy fun, memorable, and rewarding experiences when they sail out along the many bodies of water in the Lone Star State and should therefore realize the immense value of taking out a boat insurance policy. Whether you own a yacht or performance boat, Josh Smith Insurance Agency can help you get the coverage you need to protect you and your loved ones.

Why Choose JSIA Boat Insurance?

At JSIA, we will make sure that you have a relaxed and worry-free time each and every time you take your boat out on the water. Typically, boat insurance is not required under Texas law, despite this, you need a boat insurance policy that offers a comprehensive protection for your boat and boating equipment, giving you a sense of confidence and high level of safety. Our extensive knowledge of insurance products and our dedication to provide customized care have enabled us to find the right insurance policy for virtually any type of boat or watercraft on the market.

Our trusted boat insurance agents in Frisco TX are licensed and expertly trained in the proper assessment of client needs, which allows them to suggest the best boat insurance quotes from multiple companies. JSIA and its partnerships with the most reputable boat insurance companies have enabled us to get affordable boat insurance estimates that fits the needs and budgets of our clients. Our insurance brokers at JSIA will work closely with you in conducting boat insurance comparison, so that you can determine which cheap boat insurance policy offers the most bang for your buck.

JSIA Boat Insurance Services

JSIA understands your needs and preferences as a boat owner. We guarantee your satisfaction, since we have successfully built strong relationships and a solid reputation with A+ rated boat insurance companies giving you security at competitively-priced premiums. We offer the following types of covers to our potential clients:

Boat Property Damage Liability – this will offer you protection in the event that you damaged another person’s boat or other properties.

Bodily Injury Liability – this cover provides you ample protect in the case that you caused an injury to another person.

Property Damage Coverage – this will provide you with enough coverage for your own boat after an accident or collision with another boat or something else like a buoy, dock, debris, or pier. It will also pay off for claims such as fire, theft, and vandalism.

Personal Effects Coverage – if you carry expensive gear aboard your boat like fishing equipment, electronics, and scuba diving gear, this coverage will protect them separately from damage and theft.

Towing Coverage – this will cover for transportation costs in the even that your boat gets damaged and needs repair from a specialty repair shop.

Medical Payments Coverage – this will take care of medical bills and related costs to treat injuries that you and your passengers may have incurred while on the boat.

Uninsured/Underinsured Boater’s Coverage – This coverage provides you with protection if your boat gets damaged by an uninsured or hit-and-run boater. It will also pay off treatment for you and your passengers.

Repair Cost – This will cover any repair work done on your boat and its motor, equipment, and trailer with no risk of deduction for depreciation.

Emergency Services – In the case of break down, this coverage will take care of costs including labor and towing, as well as the cost of delivery of batter, fuel, and oil.

Agreed Value Option – this ensures that you will be reimbursed equal to the value of your boat at the start of the policy regardless of its current market value.

Additional Boat Equipment – This will cover for replacement of boat accessories including anchors, life jackets, and navigation gear, up to the predetermined policy limits.

Consequential Loss Coverage – this provides ample protection to your boat from conditions such as sinking, collision, burning and even if the cause of loss is excluded in the policy. We can guarantee that all your losses will be covered with the help of our unmatched expertise.

Fuel Spill Liability & Wreckage Removal – in the event that your boat sinks or gets seriously damaged, there is a chance that it could spill oil or fuel into the water. As a boat owner, you are mandated by law to have the leakage cleaned up, an activity that is both time consuming and expensive. This coverage will pay off all costs relating to wreckage removal and cleanup services.

Why Hire JSIA for Boat Insurance?

At JSIA, we make boat insurance simple and straightforward for boat owners like you. Our friendly and professional boat insurance agents will simplify the process of obtaining a policy that fits your needs. Our competitive quotes. Expert advice, and excellent customer service will ensure that all your concerns addressed right away. JSIA offers a wide variety of boat insurance options in the following areas: Frisco, Prosper, Plano, McKinney, Allen, Princeton, Nevada, Melissa, Blue Ridge, Lucas, Weston, Anna, Murphy, New Hope, West Minster, Parker, Lavon, Farmersville, Saint Paul, and Lowry Crossing. Call us today and let us help you in purchasing the best boat insurance coverage available.